Navyist Rewards Credit Card Review – Forbes Advisor

Navyist Rewards Credit Card* against Navyist Rewards Mastercard®*

The Navyist Rewards Mastercard is the almost identical network version of the Navyist Rewards credit card. Unlike the store card version, the Navyist Rewards Mastercard can be used anywhere Mastercard is accepted. The card earns an additional point for every dollar spent on the card outside of the Gap, Inc. family of brands.

The Navyist Rewards Mastercard®card details on this page have not been reviewed or approved by the card issuer.”>* features the same high variable regular APR of 28.99% as the Navyist Rewards Store card. With the exception of those Navyists determined to squeeze every dollar out of their purchases, neither card seems particularly noteworthy to us.

Navyist Rewards Credit Card* vs Amazon Prime Rewards Visa Signature Card*

On our list of the best store cards is the Amazon Prime Rewards Visa Signature Card*, which earns 5% cash back in rewards at Amazon.com and Whole Foods Market with an eligible Prime membership, 2% cash back at restaurants, gas stations and pharmacies, and 1% on all other purchases . As a Visa Signature network card, the Amazon Prime Rewards Card can be used anywhere Visa is accepted.

The Amazon Prime Rewards Visa Signature Card* also offers several additional benefits, including collision damage waiver for rental vehicles, extended warranty and purchase protections, lost and delayed baggage protection, travel accident insurance and more. Although the card does not charge any foreign transaction fees or annual fees, a Prime membership is required.

Navyist Rewards Credit Card* vs. Wells Fargo Active Cash® Card

For those who don’t want to track categories anywhere, the Wells Fargo Active Cash® Card sets the standard for flat-rate cash back. The card earns 2% cash rewards on purchases and charges no annual fee.

Unlike most co-branded store cards, Wells Fargo Active Cash® Card rewards can be redeemed for cash, providing ultimate flexibility in how you spend them. The card goes beyond its rewards and offers an introductory APR of 0% for 15 months from account opening on eligible purchases and balance transfers, then a variable APR of 17.99%, 22.99% or 27.99% applies. Balance transfers made within 120 days are eligible for the introductory rate and 3% fee, then a fee of up to 5%, with a $5 minimum applying and a welcome bonus: earn $200 in cash rewards after spending $1,000 on purchases in the first 3 months.

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