Delta Reserve Vs. Amex Platinum – Forbes Advisor

Medallion Qualification Dollar Waiver

To earn frequent flyer status with Delta Air Lines, you must meet a Medallion® Qualifying Dollar (MQD) requirement, which means you must spend a certain amount on Delta flights, from $3,000 for Silver status $15,000 for Diamond status.

If you’re one of the many people who fly Delta frequently but don’t meet the MQD requirements for status, you’re in luck. All Delta Airlines co-branded credit cards allow you to waive Medallion Qualification Dollars (MQD) requirements to earn status by meeting spend thresholds on the card. If you spend $25,000 in qualifying purchases on your Delta Reserve Card, Delta will waive the MQD requirement for Silver, Gold, and Platinum status. If you seek Diamond status, Delta will waive the MQD requirement after $250,000 of spend.

Medallion Status Boosts

If you’re seeking Delta frequent flyer status, the Delta Reserve Card can be a useful tool to help accelerate your journey to status. By loading purchases onto your Delta Reserve card, you can earn 15,000 Medallion qualifying miles after spending $30,000 in purchases on your card in a calendar year. You can use this benefit up to four times, which means you can earn up to 60,000 Medallion qualifying miles each year, which will earn you Gold Medallion status, without flying once.

Free checked baggage

The Delta Reserve Card comes with a free checked baggage benefit that can be extremely valuable if you frequently check bags on Delta flights. As part of the Delta Reserve Free Checked Bag Benefit, Delta will waive the charge for your first checked bag on Delta flights you book with your Card.

This benefit only waives the charge for your first checked bag, so if you already have frequent flyer status, are traveling on a ticket that includes a free checked baggage allowance, or have another Delta Airlines credit card that grants free checked bag, you will not receive an additional free checked bag as part of this benefit. However, even if you already have free checked baggage, this benefit can still be useful if you are traveling with companions on the same reservation. Delta’s complimentary checked bag applies to a maximum of nine passengers per booking.

Accompanying certificate

The Delta Reserve Card awards a Companion Certificate annually upon card renewal. While the Delta American Express Lower Annual Fee Card companion certificates can only be used for Main Cabin domestic travel, the Delta Reserve Card companion certificate can be used for First Class roundtrip travel. class, Delta Comfort+® or in the main cabin. travel. The Platinum Card does not offer any companion certificate benefits.

Lower annual fees

The annual fee for the Delta Reserve Card is $550 (conditions apply; see rates and fees), which, while expensive, is still significantly lower than the $695 annual fee for the Amex Platinum Card (conditions apply). conditions apply; see rates and fees). However, if you’re shopping for an ultra-premium card, don’t let price be the end of your value calculation. Many ultra-premium credit card holders find that the high annual fees are justified by the many benefits offered by these cards. Whether the Platinum Card’s higher annual fee is right for you will depend on the benefits you plan to use.


Delta SkyMiles® Reserve American Express Card

Up to 3 times the reward rate

Earn 3X Miles on Delta flights and Delta Vacations®; Earn 1 mile per dollar for all other qualifying purchases

welcome bonus

Earn 50,000 bonus miles + 10,000 Medallion® Qualifying Miles (MQM)

Regular APR

16.49%-25.49% variable

Credit score

Excellent/Good (700 – 749)

Why we chose it

It makes sense for high-profile Delta travelers to grab the premium Delta SkyMiles® Reserve American Express Card. Sky Club access alone justifies Delta’s annual frequent flyer fee, then adds the annual companion certificate for eligible domestic flights (plus taxes and fees), first checked bag free when you travel with Delta, priority boarding and bonus MQM miles. to Elite status. However, poor mile earning rates reduce the card’s overall appeal.

Advantages and disadvantages

  • Rich Delta benefits, including a free first checked bag and priority boarding on Delta flights
  • Access to Delta Sky Club airport lounges when flying with Delta
  • Annual Companion Certificate good for Economy Class and First Class
  • High regular APR
  • Poor earn rates on rewards
  • Accompanying certificate valid only on domestic flights
  • Sky Club access is for one person only

Card details

  • Earn 50,000 bonus miles and 10,000 Medallion® Qualifying Miles (MQM) after spending $3,000 on purchases with your new card in your first 3 months.
  • Earn up to 60,000 Medallion® Qualifying Miles (MQMs) with Status Boost® per year. After spending $30,000 on purchases on your card in a calendar year, you can earn 15,000 MQMs up to four times a year, bringing you one step closer to Medallion® status. MQMs are used to determine Medallion® status and are different from the miles you earn for flights.
  • Receive an annual round-trip companion certificate in domestic first class, in Delta Comfort+® or in the main cabin when renewing your card. Payment of government-imposed taxes and fees of up to $75 for round-trip domestic flights (for itineraries with up to four flight segments) is required. Baggage fees and other restrictions apply. See terms and conditions for more details.
  • Complimentary access to Delta Sky Club® for you when traveling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Fee credit for Global Entry or TSA PreCheck® after applying through an approved enrollment provider. If you are approved for Global Entry, at no additional cost, you will have access to TSA PreCheck.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other qualifying purchases.
  • No foreign transaction fees.
  • Annual fee of $550.
  • Terms apply.
  • See rates and fees

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