Retirement loan – 100 CSKD Fri, 03 Dec 2021 06:14:54 +0000 en-US hourly 1 Retirement loan – 100 CSKD 32 32 The 10 Best Places to Retire in the United States in 2022 | Smart change: personal finance Thu, 02 Dec 2021 19:37:47 +0000

Sunshine days per year: 234

Median house price: $ 484,276

If days at the beach and a sense of camaraderie sound appealing, then it’s not getting better than in Boca. With 141,215 residents, this beach town is the largest on our list, and more than half of Boca Ratonians are 50 or older.

It’s almost as exciting as the weather in Boca, which enjoys clear skies for 234 days a year. Add in over 40 city parks, 1,600 acres of recreational space and five straight miles of beaches, and you’ve got a true paradise begging to be explored.

Zero state income tax, luxury real estate, and top-notch healthcare facilities also make this city a big draw for retirees. If you love travel (or the snowbird lifestyle), Boca Airport makes it easy for you. Major airlines like American, United, Delta and Spirit all serve the hub. A high-speed train will also arrive in town in 2022, providing easy access to Miami, Orlando, Palm Beach and Fort Lauderdale – no downtime needed.

Boca offers many opportunities for socializing. Head to the city’s week-long arts festival, see the decorated ships at the annual Holiday Boat Parade, or stop by the Boca Raton Championship, a professional golf tournament at Boca’s Broken Sound Club. Don’t forget to also visit the Gumbo Limbo Environmental Complex, which includes several aquariums, a sea turtle rehabilitation center and guided canoe tours. You may even witness a hatchling release and see baby turtles heading out for the ocean.

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Shawbrook Bank lends £ 17million for green pension scheme in Essex Wed, 01 Dec 2021 13:39:00 +0000

Shawbrook Bank has provided a £ 17million development loan to Burnham Waters Ltd for a sustainable retirement village in Burnham-on-Crouch, Essex.


The facility will support the first phase of construction of the Burnham Waters project, which will consist of 44 bungalows ranging from 936 to 1,485 square feet.

When completed, the integrated retirement community project will include 103 bungalows, 55 self-catering living apartments, a 70-room care home and a range of shops.

It will also include a gym for residents, a swimming pool, tennis courts, an on-site doctor’s office, as well as landscaped gardens and nature trails with a high ecological stake.

The program aims to reduce CO2 emissions by 30% compared to current building regulation requirements, with each bungalow having its own charging station for electric vehicles.

In addition, the on-site improvements will reduce travel and an electric minibus service will link with the city center.

Construction is expected to begin before the end of the year, with the first 44 units expected to be ready to market by late spring / early summer 2023.

Kate Chambers, Chief Financial Officer of Burnham Waters Ltd, said: “We are creating a vibrant community for the over 55s in Burnham-on-Crouch, where residents can enjoy independence and privacy while being connected. to friends, neighbors and a host of Amenities.

Ian Holloway, Project Manager at Burnham Waters Ltd, added: “Shawbrook Bank has proven to be a reliable partner who understands the intricacies of financing a multi-phased and complex project like Burnham Waters, and we are on the point to start this important project project thanks to its support.

Patrick Coughlan, Relationship Manager at Shawbrook Bank, commented: “Burnham Waters is an ambitious program, both to deliver high quality life on a large scale and to strive to be ready for a greener future.

“Our experience in real estate development and healthcare means that we have been able to assist developers in the life and retirement care industries, giving them access to specialist financing to implement these essential programs. “

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Athene and Apollo acquire majority stake in rapid growth Mon, 29 Nov 2021 21:30:00 +0000

Blackstone to maintain minority investment in Aqua Finance

A specialized platform on track to generate $ 2 billion in loans in 2021

NEW YORK, Nov. 29, 2021 (GLOBE NEWSWIRE) – Athene (NYSE: ATH) and Apollo (NYSE: APO) today announced that Athene has agreed to acquire a controlling interest in Aqua Finance (“Aqua” or the “Company”), a fast growing consumer lending platform, from funds managed by Blackstone Tactical Opportunities (“Blackstone”) at a valuation of approximately $ 1 billion. Pursuant to the transaction, Apollo will manage the investment on behalf of Athene. Blackstone would also retain a minority stake in the Company.

Aqua Finance is a Wisconsin-based specialty lending platform that creates and manages consumer loans, primarily for home improvement and water treatment. The company has a strong and growing business relationship formed over the past 30 years and has nearly doubled its annual loan origination since Blackstone first invested in 2018, with loan origination expected to reach $ 2 billion in 2021.

“Aqua Finance is an exciting opportunity for Athene to invest in a leading consumer finance platform, provide capital and expertise to continue growing the business and execute our strategy with Apollo to invest in high quality origination platforms, ”said Jim Belardi, CEO of Athéne.

“We are delighted to partner with this new group of investors as we enter the next phase of Aqua’s expansion. I am proud of the significant progress we have made in making Aqua an industry leader with Blackstone and look forward to building on this strong foundation in the years to come, ”said Rich Morrin, CEO of Aqua .

“For over three decades, Aqua has partnered with merchants to provide flexible consumer loan solutions, and with Athene, we look forward to investing in the business and supporting the Aqua team to leverage of this success, ”said Jim Zelter, co-chair of Apollo. “For Apollo and Athene, Aqua is very complementary to our portfolio of diversified assembly platforms, extending our access to a flow of quality consumer loans. “

Menes Chee, Senior Managing Director at Blackstone, and CC Melvin Ike, Principal at Blackstone, said: “We are delighted to have supported Aqua, Rich and their leadership team as they built a strong fintech platform. serving customers across the country. . We look forward to continuing to support the business and its next phase of growth.

Aqua Finance has a long history of partnering with merchants in the home improvement and leisure ecosystem to provide reliable and flexible financing solutions to their clients. Through this transaction, the new group of investors plans to invest in new technologies and innovations to further improve the customer experience of merchants and stimulate network expansion with new and existing partners.

The addition of Aqua Finance will increase Apollo’s current annual rate of asset creation of $ 80 billion on its platforms, which cover commercial and consumer loans. Apollo’s portfolio of proprietary origination platforms helps the company create high-quality, recurring assets for its investors, including Athene.

The transaction is subject to the satisfaction of customary closing conditions, including certain regulatory approvals, and is expected to close in the first half of 2022. Lazard and Goldman Sachs are acting as financial advisers and Weil Gotshal & Manges LLP as legal counsel to Blackstone and Aqua Finance. Sidley Austin LLP is legal counsel to Apollo.

About Apollo
Apollo is a high growth global alternative asset manager. We seek to provide our clients with excess return at every step of the risk-return spectrum, from investment grade to private equity, by focusing on three business strategies: return, hybrid and equities. Through our investing activity on our fully integrated platform, we meet the retirement income and financial performance needs of our clients, and we deliver innovative capital solutions to businesses. Our patient, creative and knowledgeable approach to investing aligns our clients, the companies we invest in, our employees and the communities we impact on, to expand opportunities and drive positive results. As of September 30, 2021, Apollo had approximately $ 481 billion in assets under management. For more information, please visit

About Athens
Athene, through its subsidiaries, is a leading retirement services company with total assets of $ 224.4 billion as of September 30, 2021 and operations in the United States, Bermuda and Canada. Athene specializes in helping clients’ financial security and is a solution provider for institutions. Founded in 2009, Athene is committed to doing more for our policyholders, our business partners, our shareholders and the communities in which we work and live. For more information, please visit

About Blackstone
Blackstone is the world’s largest alternative investment firm. We seek to create positive economic impact and long-term value for our investors, the companies in which we invest and the communities in which we operate. To do this, we use amazing people and flexible capital to help businesses solve their problems. Our $ 731 billion in assets under management include investment vehicles focused on private equity, real estate, debt and public stocks, life sciences, growth stocks, opportunistic credit and substandard quality, real assets and secondary funds, all on a global scale. More information is available at Follow Blackstone on Twitter @Blackstone.

Athene Safe Harbor for forward-looking statements
This press release contains, and certain oral statements made by representatives of Athene from time to time may contain, forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Such statements are subject to risks and uncertainties which could cause actual results, events and developments to differ materially from those stated in, or implied by, such statements. These statements are based on the beliefs and assumptions of the management of Athene and the management of the subsidiaries of Athene. Generally, forward-looking statements include actions, events, results, strategies and expectations and are often identifiable by the use of the words “believes”, “expects”, “intention”, ” anticipates ”,“ plans ”,“ research ”,“ ”estimates”, “projects”, “could”, “will”, “could”, “could”, “should” or “continue” or similar expressions. Forward-looking statements contained in this press release include, without limitation, statements regarding future growth prospects and financial performance. Factors that could cause actual results, events and developments to differ include, but are not limited to: the accuracy of Athene’s assumptions and estimates; Athene’s ability to maintain or improve financial strength ratings; Athene’s ability to conduct business in a highly regulated industry; regulatory changes or actions; the impact of Athene’s reinsurers failing to meet their assumed obligations; the impact of interest rate fluctuations; changes in federal income tax laws and regulations; the correctness of Athene’s interpretation of the Tax Cuts and Jobs Act; litigation (including class actions), enforcement investigations or regulatory review; the performance of third parties; loss of key personnel; failures of telecommunications, information technology and other operational systems; continued availability of capital; new accounting rules or changes to existing accounting rules; general economic conditions; Athene’s ability to protect its intellectual property; the ability to maintain or obtain approval from the Delaware Department of Insurance, the Iowa Division of Insurance and other regulatory authorities, as required for Athene’s operations; delay or inability to realize or realize the expected benefits of the proposed merger with Apollo Global Management; and other factors discussed from time to time in documents filed by Athene with the SEC, including its annual report on Form 10-K for the year ended December 31, 2020, its quarterly report on Form 10- Q for the quarterly period ended September 30, 2021, and its other documents filed with the SEC, which can be viewed on the SEC’s website

All forward-looking statements described herein are qualified by these cautionary statements and no assurance can be given that the actual results, events or developments mentioned herein will occur or will occur. Athene assumes no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unforeseen events or changes in future operating results.


For Apollo:
Noah gunn
Global Head of Investor Relations
(212) 822-0540

Joanna rose
Global Head of Corporate Communications
(212) 822-0491

For Athena:
Alex Pelzar
+1 646 768 7316

Marcia Kent
+1 515 342 3918

For the black stone:
Matt Anderson

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Best Black Friday Deals on Home Depot Washers Sun, 28 Nov 2021 02:08:45 +0000

IIf you’re in the market for a new washer, Home Depot is one of the platforms we suggest you check out. A new washer can really make your life easier, so don’t miss out on the best Black Friday deals on Home Depot washers this year.

NOTE: Prices at time of reporting are reflected here and are subject to change.

Black Friday Offer: LG Washer Model # WM3600HVA

Model: LG Electronics 27 in. 4.5 tbsp. Extra large ft capacity graphite steel front load washer with steam and Wi-Fi connectivity

If you are looking for a new washer, the LG Electronics 27 in. 4.5 tbsp. The super large capacity graphite steel front load washer with steam and Wi-Fi connectivity is a great option. This Black Friday you can get it for $ 301 less than normal and for just $ 748. See the offer on Home Depot.

Black Friday Offer: Samsung Washer Model # WA45T3400AP

Model: Samsung 27 in. 4.5 tbsp. High Efficiency Platinum Top Load Washing Machine with Active Water Jet

Take advantage of this offer on the Samsung 27 inch. 4.5 cu. High efficiency Platinum top load washing machine with active water jet. This Black Friday and enjoy $ 271 off and pay only $ 628. See the offer on Home Depot.

Black Friday Offer: GE Washer Model # GTW465ASNWW

Model: GE 4.5 ft. High Efficiency White Top Load Washing Machine with Stainless Steel Basket

4.5 cu.ft. from GE. The High Efficiency Top Load White Washing Machine with Stainless Steel Basket is on sale for $ 648 this Black Friday and is saving you $ 101. See the offer on Home Depot.

Frequently Asked Questions

When is Black Friday?

Black Friday takes place on November 26 of this year, which is the fourth Thursday of the month. Cyber ​​Monday will take place on November 29, 2021.

When can I find the best Black Friday deals?

Black Friday sales now run until the end of Cyber ​​Monday. We suggest that you research what you need now as retailers expect significant delivery delays. If you are planning to buy Christmas presents as part of the Black Friday sale, you will want to buy earlier to account for delays and to make sure your presents arrive on time for the holidays you are celebrating.

Some platforms, like Amazon, kicked off holiday shopping sales in October, while other offers only go into effect during Black Friday week.

Where can I find the best Black Friday deals?

Whether you’re looking for appliances, lighting, ventilation, or home security, the best Black Friday deals can be found on websites like Home Depot, Wayfair, Amazon and more.

See more Black Friday deals on Forbes Home.

More from the advisor

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

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3 people who shouldn’t invest in a retirement account | Personal finance Fri, 26 Nov 2021 13:05:00 +0000

Keep your emergency fund in a high yield savings account rather than investing it. Investing is risky because the stock market is volatile in the short term. When you have an emergency, you often have to withdraw your funds at any time, which can mean selling your stocks when they are going down. By keeping your money in a high yield savings account, you eliminate this risk of loss while earning a reasonable interest rate.

Once you have your emergency fund, you can start saving for retirement. But whenever you run out of your emergency savings, it’s a good idea to make it your top priority. You should also remember to update your emergency fund as your life changes. If your living expenses go up, you should also increase your emergency fund.

2. Those with high interest rate debt

Credit cards and payday loans usually charge you more interest than what you will earn on the stock market each year. If you only make the minimum payment on your debts and put the rest of your money into your retirement savings, you’re probably turning back the clock.

Instead, focus on eliminating your high interest debt first. There are several ways to approach this. You can take out a personal loan or use a credit card with balance transfer. Or you can just spend all of your extra money on your debt each month.

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Parent PLUS loans derail retirement Wed, 24 Nov 2021 17:00:00 +0000

By Marcia Mantell, RMA

It seemed like a good decision at the time. Your son or daughter has entered the college of their dreams. They were one more step towards a solid path for their future.

The costs to attend university were high. Really high. But it is okay. You received information from the college about paying tuition, room, board, and fees through the Parent PLUS Loan Program, a specific type of higher education loan offered by the federal government directly to parents. They are easy to obtain if you have a good credit rating. With the click of a mouse, the loan process is complete. You repeat this several times as your child completes their undergraduate program.